Abberly at Southpoint Apartment Homes

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You are Better Off Renting If…

Joseph Coupal - Friday, October 13, 2017

Abberly at Southpoint, Fredericksburg, VAYou're better off renting an apartment in Fredericksburg, VA if:

You are indecisive. Buying a home is a big decision. It will likely be the biggest purchase you ever make. And before you spend that kind of money, it's good to know what you want. But if you find yourself singing the praises of hardwood floors one week and then talking up the benefits of wall-to-wall carpet the next, you might not be ready. Is a dishwasher a must? What about a second bathroom? Before you hand over a large down payment, you should be able to prioritize and have a good idea of what will make you happy.

You want to phone it in. For repairs and maintenance of any kind, sometimes it's nice to be able to phone a a landlord. Of course, when you own a home, you can phone an expert to fix a problem, but you have to pay them. When you rent, the majority of that responsibility falls to your landlord.

You like to keep your options open. Whether you want to be able to move down the block or across the country, it's nice to know you can. Living through the recent recession, many people weren't able to find buyers for their homes when they were transferred to new locations or when they simply couldn't afford to pay the mortgage. If you want the flexibility to switch careers and/or coasts, renting may be the better option for you.

You want your cash elsewhere. Maybe you want to invest in the stock market, start a business or have some cash on hand for an emergency. You may not feel like tying up your money in a home. Buying a home usually requires a large sum upfront and then a percentage of your money for the life of your mortgage. If you want the flexibility to choose where your money goes, buying a home might not be right for you.

You don't understand (or you don't want to). Owning a home can feel like it has its own language. Between mortgages and taxes, there's lots to learn. There are resources to help it all make sense. But if you want to remain blissfully ignorant, you can keep renting. You might even be a renter for life. If you are interested in renting an apartment in Fredericksburg, VA, contact Abberly at Southpoint.


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Questions to Ask When Deciding To Rent or Buy

Joseph Coupal - Tuesday, October 03, 2017

Abberly at Southpoint, Fredericksburg, VAWith interest rates dropping again, it is tempting to consider buying a house. But deciding whether to buy or rent can be complicated, and potential homebuyers have a lot to consider. Here are some key questions to help you make wise financial choices when considering buying a home.

1. How much can you afford to put down? Can you afford the monthly payment?

A mortgage down payment of 5 to 20% of the selling price is typical. The size of the down payment will impact the monthly cost. Assess your financial health and consider if you can then afford the monthly cost.

2. What other debt do you have?

Consider all of your current and expected financial obligations and ensure you are able to make all the payments. Your monthly bills, including a mortgage payment should be less than 35 to 40% of your monthly income. If you can’t keep payments below that, you may be better off renting.

3. What is my credit score? Can I qualify for a good interest rate?

A high credit score qualifies you for better interest rates on a mortgage. If your credit score is low, you may want to rent and take steps to raise your score. Our apartments in Fredericksburg, VA reports on-time rent payments. Renting at Abberly at Southpoint or from any HHHunt apartment home can raise your credit score.

4. How much will taxes, monthly maintenance or other fees cost?

Owning a home means you will have to pay real estate taxes and other costs like insurance and maintenance. Remember to factor in these costs. Renters have no additional monthly costs beyond rental payments.

5. How many years will I stay here?

Generally, if you are not going to stay in one city for at least 5 years, it makes sense to rent. Renters have greater flexibility to move.

For more information on apartments in Fredericksburg, VA, contact Abberly at Southpoint.



Luxurious Apartments in Fredericksburg, VA

Joseph Coupal - Thursday, September 28, 2017

Abberly at Southpoint, Fredericksburg, VAVirginia is a very popular area to visit and to live. We regularly receive accolades as a wonderful place to retire, one of the “Best States,”packed with wonderful small towns, a state where your money can go farther, and surrounded by beautiful scenery. In fact, Virginia has an excellent, mild, and four-season climate in addition to having so much to do. Fredericksburg is a beautiful and classy area with art, history, theater, and restaurants galore. Fredericksburg has even been named "One of the Best Places to Live." Great food at your fingertips and overflowing with charm, people from all over love their decision to move here.

If you are looking for an apartment in Fredericksburg, VA look no further than Abberly at Southpoint. These apartment homes have a community environment and exclusive amenities. There are five styles of one bedroom apartments with luxury community amenities as well.

Abberly at Southpoint is in the heart of Fredericksburg's historic, retail, and business community. Get a taste of this great town with small-city living and a built-in community too. This is a distinctive apartment community environment made for those seeking apartment amenities, spacious and inviting floor plans, and the dedication of a committed management team.

For more information on apartments in Fredericksburg, VA, contact Abberly at Southpoint.


Apartment Hunting in Fredericksburg, VA

Joseph Coupal - Friday, September 22, 2017

Abberly at Southpoint, Fredericksburg, VAAre you apartment hunting in Virginia? If so, a one bedroom apartment in Fredericksburg, VA may be something to consider. Located near the historic Fredericksburg and Spotsylvania area, this apartment community offers residents many community amenities as well as being centrally located between Washington DC and Richmond Virginia. Abberly at Southpoint offers 1-bedroom apartments that range in size from 807 square feet to 1199 square feet. But that is not the only thing that sets us apart. Each luxurious apartment offers:

  • One, Two, and Three Bedroom, Open Floor Plan Options
  • Gated Entrance
  • Nine and Ten Foot Ceilings
  • Granite Countertops
  • Mocha Wood Cabinets and Brushed Nickel Hardware
  • Black Appliances
  • Island Designed Kitchens*
  • Wood-Plank Style Flooring in Kitchens and Baths
  • Oversized Garden Tubs
  • Valet Trash Removal
  • Dual Sink Vanities*
  • Oversized Closets
  • 6 Miles From the Spotsylvania VRE Station

Abberly at Southpoint offers you a wonderful place to live, relax and make friends and we take care of the rest. Not only has Fredericksburg been recently listed as a “Best Place to Live,” this is a luxury apartment community that offers the best in apartment amenities. Some of those amenities include:

  • Expansive Windows
  • Washer and Dryer in Every Apartment Home
  • Vibrant Clubhouse With 4K Ultra HD Smart TVs Throughout, Demo Kitchen for Socials
  • Billiards and Foosball Social Lounge
  • Invigorating Pool With Sun Deck
  • Outdoor Gathering Pavilion With, TV Viewing Area, Gas Fireplace, and Grilling Kitchen
  • Adrenaline Cardio and Strength Studio
  • Detached Garages Available
  • Technology Center
  • Car Care Center
  • Dog Park
  • Walkable to Dining, Shopping and Entertainment
  • Great Access to Interstate 95, Jefferson Davis Highway (US 1)

Our apartments in Fredericksburg, VA have floor plans that have what you need in order to call your apartment a home. In addition to the community we offer, our location is premier because of its quick access to major roads and highways. Stop your apartment search here, contact us.


Is This Apartment in Fredericksburg, VA Right for You

Joseph Coupal - Friday, September 15, 2017

Abberly at Southpoint, Fredericksburg, VAThe adventure of finding an apartment you like is like trying to find a college or trying to find a good group of friends. You have to test things out or look into them before making your decision. You have to narrow down your options to figure out what is best for you and make the best out of what you have chosen.

Whether you are apartment hunting by yourself or with others, trust your gut. Every apartment complex will have its own way of doing things and have its own original environment. Your goal is to find the one that speaks to your personality and the one you will be happy living in. There are no trial periods when it comes to renting an apartment — if you want to leave early then you will have to fork over some major cash to break your lease.

What you want in an apartment is up to you. You could want a renovated apartment or you could want washer and dryer connections, or something even more elaborate. You need to know if where you are living is right for you. It may not be exactly what you want, but how do you determine whether or not the apartment community is something to keep in the running when you are making your final decisions.

You will want what you want, but you also want to be smart about what you want. The idea of picking an apartment just because it is pretty or because they simply have a nice exterior will tell you nothing about what else is surrounding it. Or it won’t tell you what it’s like to live there.

Here are few tips on how to know if an apartment community is right for you.

1. Neighboring surroundings: Take a look around the place first. See what is in the proximity. Say you like to go out to eat a lot, try to pick some place that has a lot of food options. If you have a child and want a good school to send them to, keep that in mind.

Also, while you are doing your hunting, pay attention to the neighbors you see as you are walking through the complex. Sometimes places can unfortunately be defined by the people that live there. And this reigns true about apartment complexes, most of the time.

2. Security: You want to feel safe where you live and without the right kind of security you might not feel that way. Make sure to ask about this when you are being shown around by a leasing agent. Your safety needs do not need to be looked over or disregarded.

If high security is something that will make it feel right to you, then make sure you look for that when you are apartment hunting. Sometimes a neighborhood watch just doesn’t cut it for people.

3. Management/maintenance: You are going to want to make sure the people that will be fixing your needs in the apartment are up to par or at least to your standards. Do they fix things in a timely manner? Are they polite and accommodating? Do they let you know when they are stopping by to look over things? Do they let you know things about the complex ahead of time?

This is when reviews on the internet may come into handy. No leasing agent is going to tell you that they have an issue with maintenance, but reviewers online will tell you straight up.

4. Too many compromises: Sometimes you have to forgo what you want a little to find a space that feels good to you. You may have to give up that breakfast nook for an extra storage space. But sometimes you tend to give up things you don’t have to.

Make sure that what you are picking is at least 80-90 percent what you want in the apartment. You want to feel comfortable and not like you gave up everything you had in mind. With that type of mindset you won’t be happy whatsoever and living like that for six months to a year will be utterly miserable.

Apartments put freedom and stress in the same sentence, but finding the best one for you can take a bit of the stress off your shoulders. Keep what you want in mind, but also remember to keep an open mind, because sometimes you will find something you didn’t even know you wanted.

For more information on apartments in Fredericksburg, VA contact Abberly at Southpoint.


Virginia is a "Best State to Retire"

Joseph Coupal - Thursday, September 07, 2017

Abberly Southpoint, Fredericksburg, VAYou’re really going to do it. You worked your last day, you ate the cake and you decided to move to the best retirement spot in America. Next question: Where is that?

Bankrate looked at costs, weather, health care, crime, taxes, cultural amenities and a few other things important to seniors and have determined the best 10 places to retire.

Before you start packing, find out if you’ll need snowsuits or swimming suits.

Virginia is for lovers of affordable prices, communities where you can feel safe and relatively pleasant weather year-round. The fall foliage in the Shenandoah Valley is an annual treat, spring brings cherry blossoms, and in summer you can hit the state’s Atlantic beaches.

#6 Virginia Scores highest for:

  • Cost of living
  • Relatively low crime rates
  • Weather

For more information on apartments in Glen Allen, VA, contact The Gardens.


Moving to Fredericksburg, VA: What You Need to Know

Joseph Coupal - Thursday, August 31, 2017

Abberly Southpoint, Fredericksburg, VAA key player in the Civil War, Fredericksburg attracts 1.5 million visitors a year who tour battlefields, museums and other historic sites, and a 40-block, 350-building Fredericksburg Historic District is listed on the National Register of Historic Places. Students can attend the four-year University of Mary Washington, while Central Park shopping mall is one of the largest on the East Coast. An interesting tourism attraction is that the city houses a winery, brewery and whiskey distillery.

Business and Economy in Fredericksburg, VA

Being a great place to live also means being a great place to work. A thriving economy helps the tax base (so there’s more money for city improvements) and helps a city attract and retain talent. The median household income in Fredericksburg, VA is $51,762.

Real Estate Overview

So you want to move to Fredericksburg, VA, but aren’t sure if you can afford the housing costs? Here’s what you need to know: The median rent for a one bedroom apartment is $1058 . The median salary in Fredericksburg, VA is $51,762 and depending on how yours compares, it should help you determine which housing option is best for you.

For more information on apartments in Fredericksburg, VA contact Abberly at Southpoint.


Fredericksburg, VA is One of the Best Place to Live

Joseph Coupal - Thursday, August 24, 2017

Abberly Southpoint, Fredericksburg, VAFor the fourth year in a row, our Top 100 Best Places to Live ranked more than 2,000 cities with populations between 20,000 and 350,000. Ultimately, 40 data points were used to determine our rankings in the categories of economics, housing, amenities, infrastructure, demographics, social and civic capital, education and health care.

On the list: Fredericksburg, VA

Located 50 miles south of Washington, D.C., Fredericksburg was a key player in the Civil War and attracts 1.5 million visitors annually who tour battlefields, museums, and other historic sites. A 40-block, 350-building Fredericksburg Historic District is listed on the National Register of Historic Places, and students have access to a four-year University of Mary Washington. One of the largest shopping malls on the East Coast - Central Park - is in Fredericksburg.

For more information on apartments in Fredericksburg, VA contact Abberly Southpoint.


Virginia is a Great Place to Retire

Joseph Coupal - Monday, August 14, 2017

Abberly at Southpoint, Fredericksburg, VAWhen the time comes to pick a place to retire, you want to make it a good one. After all, retirement is the prize at the end of a lot of long years of hard work. So what are the factors that go into picking that magical place?

The perfect place will be a little different for everyone depending on finances, family and, of course, preferences. But for the most common factors – cost of living, safety, healthcare, activities and climate – Virginia comes out on top time and again., a financial analysis website, made a list of their 10 Best States for Retire, ranking Virginia as #5 in the nation.

Whether you’re looking to be closer to the grand kids or just want a certain lifestyle, Virginia has more than enough options. If you’re retired, or thinking about retiring soon, and would like more information on apartments in Stafford, VA contact Abberly Waterstone.


Why Renting is Better than Buying

Joseph Coupal - Thursday, August 10, 2017

Abberly at Southpoint, Fredericksburg, VAWhile both renting and buying have their own sets of financial advantages, renting does appear to have an edge when the economy is poor. There are tremendous financial benefits to renting as opposed to buying a house of your own. Here is a look at 10 reasons why renters have the better financial deal over homeowners.

No Maintenance Costs or Repair Bills

A definite advantage that renters have is that they have no maintenance costs or repair bills to pay off. When you rent, your landlord is responsible for all maintenance and repair costs. If an appliance stops working or your roof starts to leak, you do not have any financial responsibility to have these things fixed.

Access to Amenities

Another financial benefit to renting over buying a house of your own is having access to amenities that would otherwise be a huge expense. Luxuries such as an in-ground pool or a fitness center come standard at many midscale to upscale apartment complexes with no additional charge to tenants.

No Real Estate Taxes

An obvious benefit that renters have over homeowners is that they do not have to pay real estate taxes. Real estate taxes can be a hefty burden for homeowners.

No Big Down Payment

Another area where renters have the better financial deal is upon signing. You do not have to have a huge down payment saved up to move into a rental property. While the exact amount you need to move in varies from case to case, the total amount is significantly less than you would need to buy a house.

Shaky Market Creating More Renters

While many experts claim the U.S. Housing market is making a full recovery, others aren't so sure. An article written by International Business Times claims that the market is just now stabilizing and the word 'recovery' is unwarranted.

Decreasing Property Value

Property values go up and down, and while this may affect homeowners in a big way, it does not affect renters. Home value determines the amount of property taxes you pay, the amount of your mortgage and more. In a rocky housing market, renters are not as adversely affected.

Flexibility to Downsize

In today's economy, many people struggle to make ends meet. By renting, you have the option to downgrade into a more affordable living space at the end of the lease. When you are a homeowner, it is much more difficult to break free of an expensive house because of the fees involved with buying and selling a home.

Fixed Rent Amount

Rent amounts are fixed for the span of the lease agreement. This means you are able to budget more efficiently since you know the amount of rent you are required to pay. Mortgages and the amount of the property tax can fluctuate.

Lower Insurance Costs

While homeowners need to maintain a homeowner's insurance policy, renters would be wise to invest in a renter's insurance policy. Luckily for renters, renter's insurance is much cheaper and it covers quite a lot. The average cost of renter's insurance is just $12 per month.

Lower Utility Costs

It is much more affordable to heat and power an apartment or small rental home as opposed to a larger home. Rentals typically have a more compact floor plan, and renters can expect lower utility costs.

The Bottom Line

While owning a home may be beneficial over a long period of time, for many people renting is the better option. There are plenty of examples that show how renting can save consumers a considerable amount of money. The choice of whether to rent or buy is a personal one. Before making a hasty move, make the financial decision that is right for you and your family.

For more information on apartments in Fredericksburg, VA, contact Abberly Southpoint.


Abberly at Southpoint Apartment Homes

10500 Abberly Village Drive Fredericksburg, VA 22407

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